Seattle Personal Injury Attorney Chris Thayer
Seattle Personal Injury Attorney Chris Thayer
Handling Personal Injury Claims in the Seattle Area and Throughout Washington Since 1995

My name is Chris Thayer and I am a personal injury attorney practicing in downtown Seattle. I handle personal injury, medical malpractice and wrongful death claims throughout the greater Seattle area, including Issaquah, Mercer Island and Kirkland.

I am here to help you.

Call for a free consultation (206) 340-2008

The Seattle Personal Injury Blog

Tactics an Adjuster May Use to Lowball Your Accident Claim

Posted Thursday, September 5, 2013 by Chris Thayer

Seattle Personal Injury AttorneyUnfortunately, you may encounter an insurance adjuster who lowballs your injury claim. A Seattle personal injury attorney will work to help prevent you from falling prey to common lowballing tactics like the following.

The Company Policy TacticSeattle personal injury attorneys often deal with adjusters who claim certain items just simply won’t be compensated. These items may include:lost wages due to injury related time off;gas mileage to and from your doctor’s office;long distance calls placed to the adjuster;court costs if the injured party is a minor child.Your Seattle personal injury lawyer will explain why an automatic or company policy denial of these claims is improper. Insurance companies must deal with you in good faith. If any of the above items were caused by or incurred as a result of your accident or injury, they should not be denied in bad faith.

The Hardship Case TacticUnscrupulous adjusters may prey on weak claimants. If you are unemployed or have a low income, they may feel you will accept a low settlement amount in desperation. Let a Seattle personal injury attorney advise you whether any offers made are reasonable. Even less savory, if you suffer from a terminal illness, this may cause an adjuster to lowball your claim if he assumes you won’t survive until trial. Your Seattle personal injury attorney can respond for you.

The “Undeserving” Claimant TacticExpect the adjuster to research your background. If the adjuster thinks a jury wouldn’t like you (perhaps you’re already wealthy), they may use this against you. Again, your Seattle personal injury attorney can address these issues.

While no lawyer can guarantee your case will settle, you can avoid falling victim to improper lowballing tactics with good legal advice.

Contact a Seattle Personal Injury Lawyer for AssistanceIf you have been injured in an accident and someone else is at fault, you may be able to gain compensation. An experienced Seattle personal injury attorney can advocate for you. Contact Chris Thayer today at (206) 340-2008.

Negotiating With Insurers and Insurance Adjusters

Posted Wednesday, August 28, 2013 by Chris Thayer

Seattle Personal Injury Law FirmAn accomplished Seattle personal injury law firm regularly interacts with various types of insurers and insurance adjusters, from picky and unreasonable to understanding and sympathetic. Working with a judicious insurer on a client’s behalf usually involves a Seattle personal injury law group accepting the case, honestly presenting the evidence, and negotiating a settlement (if possible).

Will a personal injury attorney accept every case?

A decent Seattle personal injury law firm will not accept every personal injury case that comes along. A Seattle personal injury law firm will most likely choose to undertake a case if it might possibly help the claimant.

A Seattle personal injury law group might refuse to accept a personal injury case for several reasons, including:

The client’s compensation expectations are extremely unreasonableThe client’s case stalled for several years with another attorneyThe injured claimant never received any medical diagnoses after the accidentThe only claimant medical records available are ones that will probably damage the claimant’s case

Ultimately, the circumstances surrounding each personal injury case are different and the personal injury law group will gather background information before deciding whether to represent the case.

What happens if the personal injury law group accepts the case?

If the Seattle personal injury law firm accepts the case, it will begin to collect detailed information such as medical records. Personal injury attorneys typically try to share information with insurers because most reasonable insurance adjusters appreciate this transparency and try to reciprocate the treatment.

How might a Seattle personal injury law firm negotiate with an understanding insurer?

The two parties will most likely begin by explaining the details of the caseIf the insurance adjuster believes that the attorney has built a solid personal injury case, he or she may broadly discuss settlement expectationsThe adjuster and claims supervisors can interview the claimantFinally, the adjuster might make a settlement offer and negotiate a final settlement amount with the personal injury law firm

Talented law firms know how to work well with all types of insurers, which can greatly impact the success of a claimant’s personal injury case. If you have been hurt and would like to consult a Seattle personal injury law firm, contact Chris Thayer at (206) 340-2008.

A Seattle Injury Lawyer Discusses the Timeline for Case Settlement

Posted Monday, August 26, 2013 by Chris Thayer

Seattle Injury Lawyer“When will my case settle?” is a question asked by virtually all clients of a Seattle injury lawyer. Although it is impossible to give an exact time frame, several factors help determine how speedily a case is resolved.

A Seattle Injury Lawyer Explains the Factors Involved in Settling CasesEvery Seattle injury lawyer knows that some cases can be settled in a matter of months, while others continue on for years before a resolution is reached via settlement or litigation. Your Seattle injury attorney will probably want to wait until you are completely recovered – or mostly recovered – before even discussing a settlement. But prior to that, your lawyer will need to know the following:

What is the total amount of all medical expenses from the incident?Does your doctor think that you will need any further medical treatment in order to recover as fully as possible?Is there a predicable cost for any future treatment?Do you have injuries that could be considered permanent? If so, can you detail how they affect your ability to earn a living?Did you have a significant loss of income and if so, how much? Did you lose out on any other employment benefits, such as sick days, vacation time, seniority, or promotions?Do you have reason to believe you will lose even more income than you already have because of your injuries?

These are only a few of the factors that can affect how quickly you see compensation for you case – provided, of course, that your case settles favorably. To maximize any compensation, you’ll likely need a Seattle injury attorney.

However, as the case moves forward, your Seattle injury lawyer will likely have a better idea of when it is likely to be resolved. Bear in mind that cases are generally resolved faster with a Seattle injury lawyer than without one.

A Seattle Injury Attorney to Settle Your CaseTrying to settle a case by yourself can be difficult – especially if you are also recovering from injuries. Call Seattle injury lawyer Chris Thayer at (206) 340-2008 today for help.

Whiplash Injury Risk Factors

Posted Wednesday, August 21, 2013 by Chris Thayer

Do not assume that just because you don’t see or feel any injuries after your auto accident, that you are perfectly fine. Even a small injury can lead to internal and unseen injuries that will develop into larger problems if they go untreated, especially in vital areas such as the neck or spine. Discuss with your Seattle injury lawyer what risk factors you should be aware of.seattle injury lawyer

A Motorcycle Accident Attorney in Seattle on Avoiding Insurance Company Lowballing Tactics

Posted Wednesday, August 14, 2013 by Chris Thayer

Motorcycle Accident AttorneyInsurance adjusters may use unreasonable strategies to force an unfairly low settlement for an injury victim’s claim. A person who has been hurt because of another’s negligence, and simply wants to get on with his/her life, may not know how to deal with such unfair lowballing tactics.A motorcycle accident attorney in Seattle can help you counter those tactics and make a fair assessment of your claim value.

Some adjusters may give you what sounds like a compelling argument for taking a low settlement offer. A motorcycle accident attorney in Seattle can give you a fair analysis of your case value and will recognize lowballing tactics for what they are. What follows are some examples.

Lump Sum vs. Structured Settlement

If the adjuster offers you a structured payment plan over several years rather than a lump sum, contact a motorcycle accident attorney in Seattle right away. Often, these structured settlement plans sound better than they really are. Most of the time, earned interest benefits the insurance company, not you. Let your motorcycle accident lawyer in Seattle explain further.

Tax Consequences

The adjuster may claim a low offer is justified since you are getting it tax free. Be wary. Your motorcycle accident attorney in Seattle can discuss the tax consequences of injury benefits.

Attorney Bias

If the adjuster thinks you’d rather not involve a motorcycle accident lawyer in Seattle, they may try to exploit that and force you to take a low settlement rather than contacting one.

Vehicle Depreciation

The resale value of the vehicle involved in your accident may go down even after repairs. Your motorcycle accident attorney in Seattle will review whether the insurance settlement offer takes that into effect and fairly compensates you.

Bad Faith

A motorcycle accident lawyer in Seattle will be well versed in insurance law and contracts. He/she will know what coverage you might be entitled to and can review the details of any offers to protect you against bad faith denials of coverage.

Put the knowledge and experience of a motorcycle accident attorney in Seattle to work for you. Don’t delay, call Chris Thayer now at (206) 340-2008.