Posted Thursday, January 29, 2015 by
Chris Thayer
Seattle personal injury lawyers can explain that there are high-end insurance carriers that expend large sums of funds on national advertising and offer low premiums to attract new customers. These types of insurance carriers are typically conservative in nature. In contrast, smaller insurance companies that do not advertise in this manner are usually more likely to have a more reasonable settlement philosophy.
Characteristics of Reasonable Carriers
Smaller carriers that are reasonable in nature may be local or national. They may have a better track record for settling claims outside court for a reasonable amount. Additionally, they may prefer mediation as a less expensive way to resolve a claim. They may look at the strengths of the claim rather than the weaknesses, allowing them to make more reasonable settlement offers.
Characteristics of Insurance Adjusters
Seattle personal injury lawyers can explain that the insurance adjusters who work for these reasonable insurance companies also have different reputations and philosophies than those adjusters who work for larger and more conservative insurance companies. Seattle injury lawyers must handle these adjusters in a different manner than they would handle more conservative companies. For example, Seattle injury lawyers may receive a settlement offer that they perceive as being too low. They may believe that the insurance company is playing hardball because that is a tactic a more conservative insurance company may use. However, experienced Seattle personal injury lawyers will not make this assumption when receiving a settlement offer and will handle it a more respectful manner. If you would like to learn more about philosophies of reasonable carriers, contact Chris Thayer by calling (206) 340-2008.
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Posted Saturday, January 24, 2015 by
Chris Thayer
Learn from this Seattle personal injury lawyer how to convince the insurance company that your claim is valid.
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Posted Tuesday, January 13, 2015 by
Chris Thayer
This Seattle accident attorney explains how to not let a prior injury sink your personal injury case.
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Posted Thursday, January 8, 2015 by
Chris Thayer
Generally, there are three phases in a personal injury case: investigation, arbitration and litigation. Nonetheless, sometimes the parties involved will settle without going to trial. This video provides valuable information on how your Seattle personal injury lawyer can help you through the process.
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Posted Wednesday, December 24, 2014 by
Chris Thayer
Claims adjusters work for the insurance company. As such, their role is to save their employer as much money as possible through using several tactics. Our Seattle personal injury lawyers can help you if you feel that the insurance company is not treating you fairly.
Reservation of Rights
The company might have sent you a reservation of rights letter, which notifies you that some losses are not covered under your policy. If you receive one of these notices, the claims adjuster will likely wait to offer you a settlement, and it may be very low. However, our Seattle injury lawyers can review the policy and argue for a fair ruling on your behalf.
Ignoring Your Calls or the Ostrich Method
In this situation, the claims adjuster will ignore phone calls, emails and other attempts to discuss the case. While the person might have a high caseload, they could be trying to delay payment of your claim. One adjuster reportedly indicated that they never returned phone calls until the third message. By sticking their head in the sand, they hope that the client will lose interest and that the claim will go away. Our Seattle personal injury lawyers can be persistent in their efforts to reach a settlement for you.
Missing Claim Files
The claims adjuster might also assert that the file is missing. Usually, files are kept in a central area, and the adjuster might not have direct access to it. However, our Seattle injury lawyers can continue to put pressure on the claims adjuster to work on your case.
If you believe that your insurance adjuster is attempting to avoid payment of your claim, call our Seattle personal injury lawyers. You can contact Chris Thayer at (206) 340-2008.
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